B.T. Holley

Certified Personal Credit Enhancement Coach

BTH&C, Inc.

Beyond Good Credit Program


"Good personal credit scores are critical in securing a job, mortgage, apartment lease, insurances, auto loans, personal credit accounts and nearly everything in life. 


Good credit scores are essential in obtaining unsecured business lines of credit.  Even though the debt of the business credit only reports to the business credit file and not the personal credit file of the guarantor, the guarantor’s scores nonetheless weigh heavily in the business credit decision.


Most credit “repair” companies do little more than help with clean-up of the credit file. That will only get you so far. To move the scores further requires strategies and an understanding of how the complicated credit scoring system works. Our Certified Credit Enhancement Coach provides secrets and techniques for moving the scores to the targeted mid 700 scores and beyond.
  • This program involves an in-depth review by our Certified Credit Enhancement Coach of your three personal credit bureau files.
  • Development of a dynamic plan to improve the personal credit scores to a target of mid 700 FICO’s.
  • The process involves a personal teleconference between you and the coach to review the files, challenges and written plan for improving scores.
  • There is another call 90 days after the initial conference to review progress and make adjustments if necessary.

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